Robert Menendez actually said...

"Well, we appreciate your vigilance and look forward to your input."

"I would hope that in your review and analysis, if you would tell us... whether there are still shortcomings that we should pursue."

"I am very interested in ensuring that the not-so-independent foreclosure review process, as I call it, is fair, comprehensive, and accountable."

"At our hearing last November, I expressed concerns about the Military Lending Act, which caps interest rates for consumer credit to military borrowers at 36 percent but does not cover all loans."