Robert Menendez actually said...

"Credit card reform has been one of the top priorities that I have had both in the House and in the Senate since I arrived here."

"Making credit card lending practices fairer would be the right thing to do under any circumstances, but under these economic conditions, it is an absolute necessity."

"Our economy will not recover if debt ties down consumers tighter and tighter."

"A lot of questions still remain unanswered."