Robert Menendez actually said...

Clearly, the fee is meant to ensure that the borrower is the one who bears the burden, not the entities.

But if that answer you gave Senator Reed, that a robust housing market is ultimately going to place the taxpayers in a better position, why ...

Well, finally, Mr. Chairman, as someone who supported and voted for the legislation, it seems to me that I have a different vision, and I th...

Thank you, Mr. Chairman.