10/05/2015
https://www.congress.gov...
"I think there is a tendency to forget how incredibly pressing the need for action really is."
"These reforms cannot wait and that they are urgently needed now."
"Let me just quickly--there are some core reform provisions that I would like to get your comment on."
"I have a sense, however, that we have a reticence, when we have exhausted the carrots, not to use the stick, and that is problematic because carrots do not come in unlimited supplies."