Robert Menendez actually said...

Just to show you how timely these issues are, Mr. Chairman, as we are speaking, a widespread phishing campaign is being targeted on Senate s...

But they are certainly not regulated to the same extent that banks are.

So then on the two questions, you are saying that if we were to do this, you are not concerned about consumer lending being squeezed out.

So the question is: What would you do if we were to pass this law?