Robert Menendez actually said...

"If, in fact, we come to December and those four items have not been achieved, is that satisfactory?"

"My patience is quickly dissipating, so I look forward to seeing what we are going to do in that respect."

"I am concerned, first of all, under all of these programs, that we have not seen lending be realized."

"There clearly were incentives on the positive side to induce and help the servicers to do what we would want them to do in loan modifications."