Robert Menendez actually said...

"So, to me, in terms of incentives, this structure clearly seems to influence the Write-Your-Owns to be more conservative when adjusting for claims, which leads to policyholders being low-balled."

"The way it has proceeded is unacceptable. It is not what Americans should have to endure."

"I think to have the expectation that an average citizen is Perry Mason is totally unacceptable."

"So insurance companies have been obviously more concerned about making overpayments based upon the set of circumstances under which they now find themselves having to, in essence, pay clawback, what F..."