Robert Menendez actually said...

I do not think that, personally, from my perspective, that is still not possible in the world in which we live in.

I have been a strong advocate of, because, really, after September 11, we had a disruption in the marketplace.

the TRIA backstop is critical to inducing those workers' compensation carriers to, in fact, provide that cover.

I hope one of the elements you are going to look at is, number one, how do we maintain those elements of redundancy.