Robert Menendez actually said...

"Well, as someone who has been a strong advocate in a different context of being able to allow mortgage borrowers to refinance at historically lower levels, it seems to me that we should find the where..."

"it seems that this is an industry that on its own will not work with the integrity that the public deserves."

"I want to speak to you about interest rate manipulations by large banks since the Fed plays a role, a key role in ensuring the integrity of interest rates that affect consumers, small businesses, and ..."

"if you got caught in that period of time in which the traders wanted the higher LIBOR and that was a time in which your adjustment was going on, you had a detriment to yourself."