Robert Menendez actually said...

"Well, thank you very much, and you are so effective. You had 5 seconds left."

"The fact that Fannie and Freddie have stood in the way of principal reductions, there is no need to allow that to continue."

"Their failure to allow principal reductions to happen, I believe, is ultimately costing the American taxpayers money."

"There was a lot of moral hazard when, because of systemic risk to this entire country's economy, we had to go in and resolve for every American taxpayer."