Robert Menendez actually said...

"So the core of the individual making this judgment is someone who has some background in the mortgage business and has got 2 weeks of training?"

"They deserve, clearly, relief."

"Is the judgment going to be, well, I read their narrative and there is nothing to back up their narrative, so, therefore, sorry, we do not think you qualify?"

"We are going to put everybody in the room and figure it out."