Robert Menendez actually said...

"I do not think we can overstate quite how serious today the problem of data breach is in the United States."

"Just to show you how timely these issues are, Mr. Chairman, as we are speaking, a widespread phishing campaign is being targeted on Senate staff with a false IRS statement that if you open up download..."

"What about the fact that credit unions by their nature are tax exempt and obviously do not live within all of the regulatory requirements?"

"So then on the two questions, you are saying that if we were to do this, you are not concerned about consumer lending being squeezed out."