Robert Menendez actually said...

the Federal Reserve, you know, is at the forefront of what needed to be done because they had the ability to set the standard.

I think you were ahead of the curve when others were not and really applaud you for that.

The five largest U.S. banks in 2005 were all national banks and too big to fail.

I look forward, Mr. Chairman, to working with you to try to make this happen, because these community banks are the ones that are actually o...