Robert Menendez actually said...

"Well, and you also said that this was a violation of the Fair Housing----"

"Let me--there is so much here."

"So, I want to ask about one other thing, and that is since the Government's Home Affordable Mortgage Program, HAMP, began in 2009, more than 1.3 million homeowners have received a loan modification."

"In my home State of New Jersey, for example, nearly 6 percent of homeowners with a mortgage are in the foreclosure process, the highest rate in the Nation."