02/06/2012
https://www.congress.gov...
"Isn't it equally important to recognize that maybe the earliest and most fundamental failure that led to our current crisis... is a lack of consumer protection."
"Isn't that something that we should be concerned about as we look forward in terms of these set of circumstances."
"It seems to me that when we get to, whether it be in AIG or certain banking institutions that have been defined, that they create systemic risks to our overall economy because they are too big to fail..."
"If it is too expensive to internalize those risks, then that means that we need smaller institutions."