Robert Menendez actually said...

I think part of that disconnect, when I look at that Goldman has set aside an astronomical sum of $16.2 billion in compensation for 2009...

Your comment raises the last question that I have.

My suspicion is that the estimate of needs is going to be well over $10 billion.

I think we also have to keep in mind the fact that streamlined procedures... is a very important factor to consider.