Robert Menendez actually said...

"So, if that is the case, let me ask you; in the 40-plus years that the National Flood Insurance Program has been operating, how many Write-Your-Owns have been thrown out of the program due to repeated..."

"We have got to end the low-balling. We have got to live by the law."

"It is pretty ridiculous to toll the statute of limitations before there is even a proof of loss."

"there is, my words, low-balling taking place. And whether that low-balling is intentional or out of concern of the consequences of the way the program is stacked, it just simply is unacceptable."