Robert Menendez actually said...

"I think Fannie and Freddie have to be reformed, but they do not have to be abolished."

"I also believe there should be limits, reasonable limits on foreclosure fees and that there should be a fair appeals process for those denied loan modifications to ensure that families get a fair shak..."

"cutting housing counseling funding is a huge mistake when we have record numbers of foreclosures"

"I have supported efforts to hold banks and the Government more accountable for their actions and to protect homeowners from predatory practices."