Robert Menendez actually said...

Is the Justice Department considering bringing in the largest mortgage entities and giving them a little bit of a primer here on what they a...

I appreciate that. We will follow up with Justice.

It seemed to me from his testimony and other sources that the act is either not well understood... or simply not followed and needs better e...

All right. My time is over, but maybe, Ms. Bowdler, you can make a final comment if the Chair permits it.