Robert Menendez actually said...

"Our bill will make it easier for homeowners to refinance and lower their mortgage payments, which is both a popular and common sense way to help the housing market."

"the Responsible Homeowner Refinancing Act, that was introduced by Senators Menendez and Boxer."

"I do believe this is one of our challenges in moving forward, and that survey made it pretty clear that these are elements of a real challenge."

"this legislation, the Menendez-Boxer legislation, addresses that market failure in a reasonable way and I think this legislation is good legislation and should be passed."