Robert Menendez actually said...

"there is no question that if we had had better disclosure and better information as it relates to home ownership today, we would not have the problems we have."

"HUD has been sitting at the kid's table and it is time for that to change."

"the impact of the housing crisis and the foreclosure crisis is being felt across the country, but there is a universe that has no ability to protect themselves from the results."

"I always say you can tell the mark of talented people by knowing where they got their start."