Frank Pallone actually said...

"As this subcommittee knows well, the influence of the internet and technology in our lives has grown exponentially over the past two decades."

"There is bipartisan consensus that reinsurance is effective in bringing down costs for middle-class consumers."

"I agree. I mean I am very concerned that, you know, we have billions of dollars in Federal subsidies and, you know, they could be at risk from fraud, abuse, and waste."

"Some State legislatures who wanted to establish State-based marketplaces were unable to do so due to the opposition of the Republican Governors."