Frank Pallone actually said...

"Consumers do not have any say in whether or not Equifax collects and shares their data."

"I have a hard time supporting it in its current form."

"having free data with a gross margin of profit of about 90 percent is, a pretty unique model."

"Well, by agreeing to use the Equifax's lock service will consumers also be opting in to any additional marketing arrangements either via Equifax or any of its partners?"