Frank Pallone actually said...

"opening statement"

"At a time when it seems like virtually everything is tied to our smartphones, it should come as no surprise that we are now able to store credit cards electronically."

"Thank you Chairman Burgess. During today's hearing, we will discuss the new ways consumers are paying for goods and services through their mobile devices."

"I wanted to ask Professor Hughes, a consumer's ability to dispute unauthorized charges on a mobile payment varies depending on the payment method being used."