Frank Pallone actually said...

Thank you, Mr. Chairman.

Has Blue Cross and Blue Shield of Louisiana had to cut back on any of its antifraud activities as a result of the MLR requirements?

I mean, I am just trying to point out that the NAIC, which represents the Nation's insurance commissioners, agrees with the current MLR calc...

The NAIC, which is the National Association of Insurance Commissioners, they supported this compromise.