We need to not only review our practices, but we need to pay close attention to the practices we currently utilize.

This is an epidemic that we have to fight. This is an epidemic that we will win.

The quality and care of our veterans is what is most important to me and to this Committee.

I want to follow-up on what Ms. Custer was just talking about.

I want to go to the Choice Card because my colleague, Congresswoman Kuster, and I have co-sponsored the legislation.

I support a housing first model. I did not at first, and I had experience with this when I was mayor of Manchester.

The point of the card was accessibility and localized accessibility.

I am concerned because as outlined by the Bureau in March of just last year, 2015, there was an acknowledgement that this rulemaking would reduce revenue by up to 70 percent of these short-term, small dollar, community-based credit…

However, community banks and credit unions have been consolidating at an alarming rate.

You, Madam Chair, called 2015 the year of regulation relief. And I certainly hope that is true.

It is a privilege and an honor to be representing the First Congressional District of New Hampshire, where the first ever credit union was founded in the United States.