"I think everybody should have the opportunity for home ownership--that is as a matter of right, no; as a matter of opportunity, yes, to earn, absolutely."
"I think that has been rejected by Congress several times."
"But they would have to anticipate that fee in writing that mortgage."
"Clearly, then, I would suggest that H.R. 2901 offers that transition to create the NFIP to be the market of last resort."
"We are especially grateful for the leadership shown by Representatives Dennis Ross and Patrick Murphy on this legislation."
"Clearly on this board, on FSOC, you are eminently qualified and by far the only person who could be considered an expert in the insurance arena."
"It sounds like something is working. And I think we need to take a look at that."
"Where are these people going to go when they can't make ends meet, when it is 11 o'clock at night and they need to be able to get lunch money for their children?"
"My concern is for the payday consumers, and I ask and I plead with you to make sure that we keep this industry alive, and protect our consumers."
"And I am here to tell you that there is a good guidance to follow, and that is the State of Florida."
"But if I might point out under the Florida law, over the last year, there were nearly 8 million, 8 million, payday transactions."