Deborah Ross actually said...

"It has been suggested that it is for first-time homebuyers who can't afford a home and allows them to enter into the market."

"So you give them essentially due process, if you will--"

"I am very concerned that there are not guidelines being issued to mitigate the risk for nonbank financial institutions."

"Would you agree, in addition to the regulations, that we ought to just codify that as part of the Dodd-Frank Act..."