Deborah Koff Ross

Just recently this month the President was speaking and he said, 'Right now, if you are one of the big banks, profit center is the trading desk... That is going to require some further reforms.'

It is created by Congressional empowerment; it should have Congressional oversight, period.

everyone involved in designing and implementing monetary policy and financial regulation should ultimately be accountable, at least indirectly, to the electorate.

But there should be oversight.

Ultimately, if there is any excess in the Fed, that money has to go back to the Treasury.

Unfortunately, they seem to be rushing things. And I think that the NAIC's head, former Senator Ben Nelson, has expressed his dismay and concern that they are going at breakneck speed.

Don't you think it would be better and more transparent if there was an opportunity for notification in the Stage 2 level of a company that is under review for SIFI purposes?

We expect those to potentially come out in a Small Business Regulatory Enforcement Fairness Act (SBREFA) process sometime later this fall.

The Bureau is in the process of considering what regulations to propose to address issues in the market for small-dollar credit.

I understand you have been working with Commissioner Breakspear at the Office of Financial Services.

I do not think right now the odds of reaching a deal are very high.

They have got to see that the failure of diplomacy is much worse for them than it is for us.

I think the answer is 'yes' because I think the other members of the 5+1...rather than walking away, let us take the other 6 months and let us see if we can, in fact, reach a comprehensive agreement.

My discussion today is over my draft that aims to modernize the Liability Risk Retention Act.

You are not in the business of being an insurance company. You are in the business of providing a particular service, in most cases a nonprofit or charitable service for which you have a unique risk.

If we don't have affordable coverage for your members, then they can't provide their service, and if they can't provide their service, which is a nonprofit charitable service, then: one, where does the client go, and two, who insures that…

I have an amendment at the desk. The Acting CHAIR. The Clerk will report the amendment. The Clerk read as follows: At the end of the bill (before the short title), insert the following: Sec. __. None of the funds made available by this Act…

Being from Florida, I had an opportunity when we had our payday lending issues that were pretty bad.

We have to live with the fact that demand will be there, and if we try to overregulate the supply, there will be a black market for it.

These statistics tell me that for a country with arguably the best healthcare in the world, we have yet to properly align patient and provider incentives.

In fact, since 2008, the State of Florida alone has seen a 30% increase in the number of Medicare Advantage plan beneficiaries.

Congress must act today to protect the future of Medicare Advantage by repealing the cuts and taxes on the program.

The Consumer Financial Protection Bureau is one of the largest Federal undertakings in recent history, created by Congress yet unaccountable to Congress. One man is tasked with oversight of essentially the entire financial services…

Today I rise to honor National Court Reporting and Captioning Week, taking place from February 16 to February 22, a week that serves to recognize the value and importance that court reporters and captioners have made in American society…

This past week, the college football season culminated in one of the best BCS Championship games ever played when the Auburn Tigers took on the FSU Seminoles. Even though I am a resident of Florida, I am a graduate of Auburn and was, of…