What I do think is that if we are going to have Federal regulations, which I don't oppose, then you need to come to Congress and say, 'We want to have Federal regulations on insurance companies.'

Mr. Speaker, 2 years ago today, one of the most cowardly acts in American history was perpetrated on the people of Boston, of Massachusetts, of America, and, in fact, of the world when two lowly cowards blew up two bombs in the middle of…

There is no such thing as privately-funded affordable housing, period.

I guess I need to ask, you do realize that housing costs are different across the country.

I think this is an important hearing and I think this is an important subject, but I think it is a very delicate subject.

I don't want it to look like I am 100 percent in favor of all things low-income.

There probably will still be poor people in Washington and in the rest of America.

I actually like the idea of public-private relationships, but I also am deeply fearful of something that says, 'Let's do it today and not worry about tomorrow.'

The government has to be involved with affordable housing.

I agree with everything you just said, except the phrase, 'Central Valley.' Just change that to 'New England.'

We need to be able to transport goods. But we need to be able to do it in a safe manner.