Michael Capuano actually said...

As we have heard before, the focus of this discussion draft is protecting consumers and protecting taxpayers.

There has never been a bill I have ever voted for or against that I didn't like or hate something in it.

I agree. I am no different than anybody else. I want more private capital in as well.

I kind of wish you had been the first panel because the first panel I am sure if you had watched was very thoughtful, very theoretical.