Over the last 25 years, 99 percent of U.S. counties experienced at least one flooding event.

So if the Federal Consumer Protection Agency said, 'These data are so inaccurate they should not be on credit reports,' would you then remove them from the credit reports?

That is not the question I asked you. Do you want me to repeat the question?

So if the Federal Consumer Protection Agency said, 'These data are so inaccurate they should not be on credit reports,' would you then remove them from the credit reports?

If someone's credit report drops by, say, 25 points, they could have a rental application turned down.

If the CFPB were to conclude that data on medical debt is so full of errors that it does not belong on credit reports, would you support all credit reporting agencies removing it entirely?

So you are going to wait to be ordered. That is what you are saying? You do not do anything unless you are ordered to do it?

It is time to start holding every link in this chain accountable, and that includes the credit reporting agencies.

Look, the reason that medical debt is a poor predictor of creditworthiness is our medical system is a mess.

So the three of you who are testifying here today are the CEOs of the largest credit reporting bureaus in the Nation.

So you are going to wait to be ordered. That is what you are saying? You do not do anything unless you are ordered to do it?

It is really important that the data is right.

It is really important that the data is right.

Look, the reason that medical debt is a poor predictor of creditworthiness is our medical system is a mess.

That is not the question I asked you. Do you want me to repeat the question?

It is time to start holding every link in this chain accountable, and that includes the credit reporting agencies.

If the CFPB were to conclude that data on medical debt is so full of errors that it does not belong on credit reports, would you support all credit reporting agencies removing it entirely?

If someone's credit report drops by, say, 25 points, they could have a rental application turned down.

So the three of you who are testifying here today are the CEOs of the largest credit reporting bureaus in the Nation.

It is time to start holding every link in this chain accountable, and that includes the credit reporting agencies.

Credit reports that you produce have big consequences for people's lives.

In 2018, the U.S. Commission on Civil Rights published a report called 'Broken Promises', which found that the Federal Government has woefully underfunded programs for Native people across the board.

I am asking you. You are the CEO. Is it appropriate then to just take it off?

It is really important that the data is right.

I look forward to working with my colleagues to get this bill passed and to start making good on our Nation's promise to Native people.