Elizabeth Warren

When Citibank is declared a healthy bank and then within a matter of weeks is declared at risk of bringing down the whole system, we have to have some skepticism about the identification of these banks as healthy banks.

Well, we know that Mr. Kashkari, who was in charge of the TARP program in the previous administration, remains in charge of the TARP program.

I can only say I share your deep concern that this is where the problem started, and if the solution doesn't start there, then in my view, it is not a solution.

Well, I think it is a very creative idea, the notion that your own money is on the line...

What it suggests to us is that the CBO numbers are understated.

Flexibility without responsibility, without responsibility for transparency, without requirements that one might have assumed the Treasury would engage in.

I am a strong believer in supporting those who took the prudent steps, and I think we best support them by saying that the others have to pay the price.

They paid a uniform price. That is they said, we are going to pay the same amount--we will give you the same number of dollars and the same return regardless of whether or not you are a very risky financial institution or you are a…

I have great confidence in our numbers.

I applaud the Obama Administration for the reforms they are considering and will soon announce.

I think there are enormous risks and enormous costs to doing this slowly over time because I do believe markets are smart.

We are not lending because we can figure out a better way to make money with this money.

I think this is a really hard question. I am not confident, A--that we wouldn't have done something else.

I see our role as much more of looking at things like the structure overall, whether or not we have a framework that is going to work or is it just ad hoc, how things are put together.

We received a response on December 30. We have posted that response on our Web site.

I want to thank you again for this opportunity to appear before you and I look forward to answering any questions you may have.

With so many Americans losing their homes, their jobs, and their health care, that kind of abuse of taxpayer money is offensive and unconscionable.

We think it is really important that you back up and say, maybe the problem is different.

One possibility, they could say they are not lending because there aren't good lending opportunities.

Treasury may have pursued policy objectives in overpaying for assets, but if so, they did not clearly articulate those objectives.

It is time for Congress, the administration, and the lending industry to face up to the fact that predatory and irresponsible lending practices are creating a major crisis for millions of American homeowners at a time when general economic…