I think we are way past 'Trust me.' I am an empiricist. Show me what you have done and I will tell you whether or not I think it addresses the problem.

Frankly, Senator, I just don't think we are at trust anymore. I want to see the mechanisms.

The American people want to know what's going on and they deserve answers.

In a crisis, transparency, accountability, and a coherent plan with dearly delineated goals are essential to maintain the confidence of the public and the public and capital markets.

We are not lending because we can figure out a better way to make money with this money.

We think it is really important that you back up and say, maybe the problem is different.

With so many Americans losing their homes, their jobs, and their health care, that kind of abuse of taxpayer money is offensive and unconscionable.

I want to thank you again for this opportunity to appear before you and I look forward to answering any questions you may have.

I think this is a really hard question. I am not confident, A--that we wouldn't have done something else.

It is time for Congress, the administration, and the lending industry to face up to the fact that predatory and irresponsible lending practices are creating a major crisis for millions of American homeowners at a time when general economic…