02/04/2009
https://www.congress.gov...
"The point, Congressman, as I see it, is that it is all about disclosing them."
"We are trying to say that more legal mandates of ineffective disclosure is not helping the consumer."
"I am tired of it, too."
"Congressman, I can't understand this without seeing what the paperwork is that accompanies them and what the disclosure is that is given to the consumer."