TARP was not designed merely to rescue large banks; the broader, long-term goals were aimed at strengthening the overall economy.

The problems are unmistakable. Uncertainty persists about the stability of our financial institutions.

We helped out Wall Street, and we left everyone else hanging.

There is an increased incentive for them to sit on the sidelines and hope that more federal dollars are coming.

We will be verifying that they use the tax dollars for small business lending.

Unlike the TARP funding for the big banks a year ago, this time will we be tracking the money?

I am sure that is everyone's goal.

I just want to make sure I am understanding.

You must have a projection here.

You do not mean foreclosure filings because the foreclosure filings are accelerating.

But you do understand to engage in oversight, we need to understand your numbers and the projections here so we can see if this is working even on your assumption.