So what were your projections?

But I thought they were only in the trial part for three months. So why can we not tell it on the 91st day how many people are making into permanent modifications?

So let me just then, if I can--I want to drill in a little bit on the principal program here.

I will be even happier the day when we are put out of business because this process is complete and there is no more TARP.

Are you saying it is not lawful for the Secretary of the Treasury to put the shares of stock in Chrysler and GM into trust?

But surely, we do not need a whole TARP apparatus to be----

I worry about two facts.

Senator Warner in particular suggested the idea of essentially, as we have done in some of the credit markets, just effectively bypassing the bank credit system and moving TARP money directly to small business with private sector managers.

What is your projection?

So the question I am asking is what is your projection on the proportion that will make it from temporary modifications to permanent modifications.

And I would like all the children to be above average, but that is not the world we live in.