The fact that a lender can throw a family out of their home is a necessary part of a system of lending, but it is also an act of emotional violence and economic destruction.

Foreclosure should be the last option after everything else fails.

I am pushing to say we could do more, and as a leader in the TARP program that has made this $50 billion commitment, I am asking you to do more.

Treasury's failure to adopt these recommendations in my view has been one of the great failings of the past year.

Your business has failed. You failed. Your shareholders are wiped out.

We also are concerned that parts of the foreclosure mitigation process are just--they are just ignoring big pieces of the problem out there.

I believe that a meaningful resolution authority is a central part of getting this economy back on its feet.

Public policy should be about minimizing foreclosures for the same reasons it should be about minimizing child abuse or protecting the public health or educating our children.

We have argued for repeating the stress tests and extending them past the 19 largest financial institutions.

Perhaps the most frequent one is just the question: Is it working?

I am very concerned about the stability of our banks right now.