I am very concerned when Senators use procedural technicalities or filibusters to block any nominations to the NLRB.

I do not even understand what it means to say that part of the target is to shrink it.

Fair enough, but let me just break in there, Mr. Davidson, just because I am going to run out of time.

Good point. Good point, Dr. Willis.

And I think it was you, Mr. Davidson, who talked about with millions of mortgages in Fannie's or Freddie's--or whatever its successor is.

So I hear a glimmer of optimism. Good. Thank you very much.

This is like inverting that approach.

But let me ask, Mr. Davidson, is there really--do you have any doubt that the Government implicitly backstops the entire market?

Protect the taxpayers. Provide better incentives.

Every single player in the marketplace after 2008 now knows that.

Well, one could argue, respectfully, that when you step into a market that has collapsed and offer funding into it, you have backstopped that market.