I want to apologize. I'm going to have to leave. We have a Banking hearing running simultaneously.

Then we need to look at other steps. As you know, I have introduced, along with Senator McCain, Senator Cantwell, and Senator King, a Glass-Steagall bill, another tool in the toolbox to deal with too big to fail.

Thank you, Mr. Chairman. And, Chairman Bernanke, thank you for all your service during very hard times.

Now, that is $800 a family in a State, Massachusetts, where the median home income is $324,500.

I know you appreciate that a slap on the wrist is not enough, and if the OCC and the Fed are confident that these are good settlements, I think it helps everyone if the information is out there.

I hope that by revealing this information they will be able to better evaluate whether or not that is appropriate for them.

Now, some reports have indicated that a big part of those profits have come from the banks' trading activity--in other words, not from boring banking but from trading on Wall Street and elsewhere.

I detect in that some change and I appreciate it

Now, I think the same principles that apply to the SEC enforcement would also apply to other regulators.

But despite this progress, the four largest banks are now 30 percent larger than they were just 5 years ago and they have continued to engage in dangerous high-risk practices.

if you had real confidence in your settlements and that if people could see the details of those settlements, what the banks did wrong and how we determined--how you determined how much money would go to individual people, then the public…