If we reduce regulatory costs for college, those savings must be passed on to our students.

Instead of kicking these big time bad actors out of the Medicare program or putting CEOs in jail, the Government settles with a fine.

a U.S. Senator from the State of Massachusetts

If a big company can commit major fraud again and again and again, and each time they just pay a fine and promise to be good and move on, I am not sure what incentive there is for them to stop breaking the law.

It is hard, really hard, to save for retirement, and the stats bear this out.

The question is whether the law should be changed.

Hardworking Americans who manage to pull together some money for their retirement should be able to trust that their retirement advisors are looking out for them.

We've got a problem with outdated laws, loopholes in the laws, and that's how we end up with these two different standards.

It's time to level the playing field.

It is legal to do that, and I think that's what the regulators say. It's legal.

Almost one-third of Americans on the edge of retirement have zero savings, and another third have less than a year's worth of income put away.