"I would like to start by recognizing the Mayor of Atlanta."
"Ms. Eberley, that's all for now."
"What I'd like to start with is I'd like to talk a little and ask them a bit about the role of the regulators in the run up to this crisis."
"Thank you very much."
"What I'm asking about though is the role of the regulators in those concentrations. The regulators had the power to make sure that this didn't happen. What went wrong?"
"I don't think I'm hearing an answer though. Are you confident that that has now been accomplished, that the books accurately reflect the commercial real estate losses?"
"Are the losses now acknowledged on the books of the banks? Are the books of the banks reliable on the question of commercial real estate losses?"
"We are talking about the importance of capital, and that you need more capital, private capital injected in these banks, not more government money in them."
"That's not my concern. You've written it down and it now accurately reflects what the properties were."
"Every time I see this softening, I'm really troubled by it."
"I'm concerned about the shifts in accounting standards."
"I want to understand it better."