So what you're saying is one of the ways small businesses lost out obviously is if they were closed all together, but the second way is small businesses lost out because there were just a lot fewer people who came in to shop, even if your…

I'm not seeing a company that takes safety seriously and I'm not seeing people at the head of the company who take any personal accountability for the kind of tragedy that a culture that is not focused on safety causes to the public.

We're going to hold you to it.

We talked about a culture of inattention to safety, putting profits ahead of safety that led to the explosion.

I mean, you could see much more information on the news than you could get from the company that was responsible both for the explosion and for the safety of every single resident in the region.

Did you make that date?

I do not want to split hairs with you. I am just asking a question. Are you still holding them to the guidance or not?

I am not sure that I see much distinction between what you are doing now and the Fed was doing pre-2008, and I think that is deeply worrisome.

But they also at the same time could empower scammers and criminals, and the challenge here, I think, is for us to try to figure out how to nurture the productive uses of virtual currencies while protecting consumers from scammers and…

So virtual currencies are an interesting innovation that at least theoretically could provide benefits to consumers.

You know, these new technologies create these new opportunities, but if we are not careful, they can follow the same old patterns of they make the rich richer and they leave everybody else behind.

last week, millions of people were glued to their screens as Dr. Christine Blasey Ford testified before the Senate Judiciary Committee. Dr. Ford's account of the most traumatic event of her life was harrowing. The pain of retelling this…

putting American taxpayers at risk again and weakening capital standards by $121 billion at a time when the banks are making record profits is insane.

So for decades, banks refused to lend to low-income minority neighborhoods and in rural communities.

Now, that was a pretty sharp sign that there are problems with your proposal.

I think that makes a lot of sense.

So, I--again, I'm glad to hear your enthusiasm, but I sure want us to concentrate on how we can scale this up and normalize it within the Department.

Our readiness is only as good as our people. If we don't recruit and retain the best and offer the kind of career incentives for people to stay in public service, then we can't mount an effective cybersecurity defense or response.

Hurricane Maria killed about 3,000 American citizens, had a crippling impact on health and education systems in Puerto Rico and the U.S. Virgin Islands.

I have seven of my colleagues who have joined me in this request.

Three months after Hurricane Maria, a bipartisan group of nine Members of this Committee wrote to the Chairman to ask for a hearing on Hurricane Maria's impact on health and education systems.

When disasters hit, they do not affect only the communities that are directly hit by the eye of the storm.

We do not work for the N.R.A. We work for the people.

I just want to join my colleagues who have expressed concern with allowing school districts to use Federal education dollars to buy guns for their teachers.

We reach out. We take care of people who need help for as long as they need it.