Andy Barr

I think we should look at regulation as a cause of financial instability as a result of the lack of liquidity that we are seeing developing in the marketplace.

It is important to respond to the rhetoric from the other side because I don't think they are really understanding what we are trying to do here. What we are not talking about are the predatory, abusive, and risky loans that they are…

I thank the gentleman from Texas, the chairman of our committee, for his leadership and support of this legislation. Mr. Speaker, the best policies serve both the interests of the individual and the broader national interests. In this…

Just to conclude, instead, the most effective way to ensure that a borrower has the ability to repay is to restore the traditional relationship banking that ensures that financial institutions bear the downside risks associated with their…

I would like to introduce one of those individuals who helped inspire the creation of the Military SAVE Act - a courageous woman and survivor of military sexual assault, Ms. Susan Moseley.

put MST survivors in control of their own healthcare. MST survivors have unique needs and it is important that they feel comfortable sharing this emotionally painful and very personal life-changing experience with professionals who are…

I would like to introduce one of those veterans, Specialist Susan Moseley of the U.S. Army, who helped inspire me to introduce the Military SAVE Act.

the simple introduction of this legislation that would empower victims and empower survivors of MST to choose their own care

We routinely hear from President Obama and Senator Warren and others that an absence of regulation was the principal cause of the financial crisis.

I joined a bipartisan group of Members of Congress who wrote to you recommending that you support the concept of a qualified CLO.

we need to look at work not as a punishment, but as a blessing that we want to celebrate

poor people in need of housing are not liabilities to be managed, but they are assets

Of course in the Declaration of Independence, Thomas Jefferson talked about the fact that governments are instituted among men deriving their just powers from the consent of the government.

That, to me, resembles more the institutions that we saw in the Soviet Union instead of a democratic society where governing entities are subject to the consent of the people.

I applaud and thank my colleague from Ohio and my colleague from Arkansas for their leadership on this issue. On May 22, I sent a bipartisan letter with my colleague, Congresswoman Maloney, to CFPB Director Richard Cordray requesting a…

I thank the gentleman. Mr. Speaker, the point here is that we should be making things easier. If it is so doggone complicated that you have to have two closings, at least give us 6 months to figure this thing out, 6 months of a grace…

I thank the gentleman. Mr. Speaker, this makes the home buying process more difficult for consumers. But at the end of the day, even if we are going to go forward with this new, complicated regulation, 1,800 pages or so, at least--at…

I thank the gentleman. Mr. Speaker, just briefly in response to my colleague from Massachusetts and the analysis that this 1,800-page regulation is just a prop and he blames about 171 pages on explanations and guidance and suggests that…

On rollcall Nos. 497-500, I was unavoidably detained. Had I been present, I would have voted ``yes'' on 497, 498, 499 and ``no'' on 500. The SPEAKER pro tempore. The question is on the passage of the bill. The question was taken; and the…

Thank you for holding this hearing examining the Dodd-Frank Act 5 years later, are we more free, and especially holding the hearing on Constitution Day.

Last month, I traveled to Israel with more than 35 of my colleagues to meet with key leaders in that country, including Prime Minister Netanyahu, and learned firsthand what our closest ally in the Middle East thinks about the proposed Iran…

Do we really think that replacing flesh-and-blood advisors with robo-calls and Siri as a stock picker on your iPhone is really a better outcome with this rule?

This rule will negatively affect them, they are very concerned about the fact that employers would not be able to bring in financial advisors.

I would also make this point that this is the United States of America. In the United States of America, we solve problems through entrepreneurship, free enterprise, and innovation. We put a man on the Moon because we are Americans. We…

I agree with you 100 percent. I would just mention, too, it is not just about the coal mining jobs and the coal miners who will lose their jobs. My district is mainly not a mining district. My district mainly is known for thoroughbred…