"we appreciate the opportunity to present our views today on the particular challenges faced by small businesses in offering plans and our suggested approach to solutions."
"The bill Chairman Harkin and Senator Roberts introduced today, the 'Cooperative and Small Employer Charity Pension Flexibility Act of 2013' solves these challenges."
"I am especially honored to tell you how the bill Chairman Harkin and Senator Roberts introduced today..."
"Thank you very much, Mr. Kais. Thank you all for your excellent testimonies."
"we commend Chairman Harkin and Ranking Member Alexander, and other members of the committee on their consideration of the important issue of employer plan coverage."
"I am honored to testify today regarding our voluntary retirement program..."
"I am introducing a bipartisan bill today called the Cooperative and Small Employer Charity Pension Flexibility Act of 2013."
"I think it's been well settled in this country for a long time that we do have a minimum wage."
"Inflation has steadily eroded the value of the minimum wage, as you said, Senator, by 30 percent since 1968."
"Your testimony included the hypothetical case of a single mother working at minimum wage in Des Moines who would purportedly lose public benefits like child care subsidies if she received a raise."
"The jobless rate was a staggering 19 percent in 1938. Congress passed the Fair Labor Standards Act, President Roosevelt signed it, and employment went up."