We're at a break point. We're at a point where we may kind of invert because of the rising cost of higher education and because of the rising debt of students.

That's the Wayne Clough Scholarship Program.

Most universities in the country are 25 percent or less--State universities.

Georgia State University has developed a program called Panther Grants, where they track 24,000 students at Georgia State University.

We need to start educating students on what it's going to take them to pay the debt that they owe.

Thank you for your service and thank you for your testimony and thank you for your courage, not only to represent the country, but to speak out at this hearing today.

For the benefit of the Members, one of the burdens of chairmanship is from time to time you are asked to make commitments on the floor of the Senate that you wish you had waited to make.

I appreciate your organization's testimony and your advocacy for them.

I think the VA ought to investigate this case and I would appreciate your advising the Committee of what happens in that investigation.

I wanted you all to hear from the VA that they have no objection to the provider agreement language.

The Committee on Senate Veterans Affairs will come to order. Welcome everybody.

Mr. Chairman, this concludes my testimony. I would be happy to answer any questions you or other Senators may have.