the fact that you answered that you don't know gives us an idea of the size of the problem.

First of all, Director Mulvaney did some very, very terrible things in his position as Director that really affected what is the sole purpose of the CFPB: consumer protections.

That is why we are here, to erase those things. And so that is why I am a proud co-sponsor with Chairwoman Maxine Waters of the Consumers First Act.

I have introduced a bill that would put your agency at the leadership in helping the unbanked and underbanked establish stable relationships with depository banks.

I hope you will leave this hearing with the knowledge that we have to correct this mess--and it is a mess.

It is very important because we have a pretty sizable C-SPAN audience, and this is very important to this committee, pointing out these discrepancies against our military servicemembers and our young people, particularly.

We have farmers hanging on by their fingernails. The suicide rate among farmers is alarming.

You have no difference, and it is really a sad state of affairs that we have not cared for the 2018 victims as we did earlier.

This disaster must be done. It must be done soon, or there will be some real harm going on.

We have to sound the alarm bigger. If we don't get some payments down to our Georgia farmers by April, we lose the planting season.

Agriculture is the single-most important industry we have. It is the very foundation of this country.

One of the things I want to do is I think this dispute resolution needs to be improved.

But without having some uniformity, it creates a tremendous problem of uncertainty as well as safety.

I want to also, this being our very first hearing for the 116th Congress and the first one for the Consumer Protection and Financial Institutions Subcommittee, I want to thank my ranking member for his patience and diligence and…

40 percent of all the homeless men, women, and children are African Americans, and they only make up 13 percent of the population.

I know Mr. Lawson had made a request earlier about a letter from Florida.

I wish to recognize the work of our colleagues Mr. Perlmutter from Colorado, Mr. Heck from Washington, Mr. Stivers from Ohio, and Mr. Davidson from Ohio.

if we are serious about doing something for the homeless and dealing with this, we have to pull the covers off of this ugly thing called racism.

I believe the evidence is clear that simply throwing more money at the problem is not the cure-all that we would probably like to believe.

I think it is very important. When we speak about intersectionality, a lot of that comes together right here.

I want to thank Mr. Perlmutter particularly. I thought it was important that we started and ended with your testimony.

If we don't do that, we will have a tremendous safety issue if we don't bring this.

As with all big problems, I believe we need to start with a compassionate heart and a sound mind that prioritizes evidence and data while addressing root causes as we consider solutions to our challenges.

the people of America have already spoken. Just look at that map. And it gives you the reason why we need this bill more than anything else we could say.

We worked hard on Dodd-Frank, I was a part of that, and we worked hard to reduce the complexity and increase the comparability between banks.