Thank you, Mr. McGovern, for giving me a chance to tell a little personal story about the success of the Affordable Care Act and its impact on the Perlmutter family. On election day, my wife, a teacher in the Jeffco school system in…

On Thursday, January 22, 2015 I was not present to vote on H.R. 7, legislation intruding on women's reproductive freedom and access to health care. I wish the record to reflect my intentions had I been present to vote. Had I been present…

Amendment IX: ``The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people.''

That is why this morning I released a draft proposal that makes comprehensive and long overdue reforms that will protect consumers and bring much-needed accountability to the credit reporting system.

Thanks, Madam Chairwoman. I want to welcome my friend John Ikard to the Financial Services Committee today.

I first would like to introduce into the Record, speaking of Toyota, a letter dated July 14, to myself and to Mr. Barr; a letter from the Financial Services Roundtable dated July 29, 2014; a letter from Honda dated July 15; a letter from…

I submit the following letter of support of H.R. 5062. July 25, 2013. Re Supervisory Privilege for Nondepository Consumer Lenders Hon. Tim Johnson, Chairman, Senate Banking Committee, Washington, DC. Hon. Mike Crapo, Ranking Member, Senate…

I thank my friend. The gentleman from California is absolutely right that to have sustainable movement of this country forward, it does take both sides of the aisle--Republican side of the aisle and Democratic side of the aisle. I would…

I thank the gentleman from California for working on this bill and getting it reintroduced and, hopefully, today getting it passed. I thank him, too, for working with a number of us on certain provisions. When the Defense Production Act…

Since there are no other speakers on the majority side of the aisle, I will close as well. Mr. Speaker, this is very similar to the bill we just heard. It really is trying to do two things. One, add the cooperation among Federal and State…

Somebody mentioned the incredible cost of Dodd-Frank to the system, but I just want to start with, before Dodd-Frank, summer of 2008 to January, February 2009, the stock market lost 6,000 points at $1.3 billion per point, $7.8 trillion.

Since Dodd-Frank, the stock market has increased 10,500 points, 10 million jobs have been gained, and housing prices have rebounded.

I disagree with your basic premise that the primary goal of Dodd-Frank was too-big-to-fail.

I would just urge the Chair, in ruling, that this does not change the law in any respect. It respects the guidance that has been promulgated by the Justice Department and the Treasury Department and does not make a change and is not…

To my friend from Florida, I agree, except that the world has moved, and businesses that are legal in these vast array of States should be able to operate in a businesslike fashion. They should be able to have checking accounts and credit…

I say to my friend, Dr. Fleming, and to the chairman of the committee that the guidance has already been implemented--the guidance from the Justice Department, the guidance from the Treasury Department to banks and to the regulators how to…

Yes, I do. The Acting CHAIR. The gentleman from Colorado is recognized on the point of order.

I would like to see that those particular businesses that are legal in their States can continue to do business in a way that they aren't shut off from the banking system.

Mr. Luetkemeyer's bill I think is generally on the right track but goes too far, especially on the liability component of it.

Since the President took over, since Dodd-Frank was passed, the stock market is up 10,000 points at about $1.3 billion per point. My math takes that to $13 trillion.

I am glad that the Consumer Financial Protection Bureau, despite the challenges it has had as it gets started, is here and protecting American consumers.

I thank Mr. Luetkemeyer. I supported the original intent of Operation Choke Point, which sought to restrict online payday lenders, usually operating from overseas, from lending in States that prohibit payday lending, but the program…

Today, I stand in support of our National Teachers Week. As the husband of a teacher, the brother of a teacher, and the lucky student of great teachers in the Jefferson County Public School system and the University of Colorado, I hold…

Specifically, the bill extends insurance coverage to Interest on Lawyer Trust Accounts, as Mr. Royce said, and I will call those ``trust accounts or similar escrow accounts,'' those that are held at credit unions that are otherwise fully…

I thank my friend, Mr. Royce of California, for his remarks, and I yield myself such time as I may consume. As I say: ``Two Eds are better than one.'' So we will start with that. This bill is designed to create parity between certain…