Young Kim actually said...

Thank you, Chairwoman, and Ranking Member Luetkemeyer, for holding this hearing.

if the businesses have to plan and deal with inflation well into next year and beyond, it is clear that the problem is not transitory and we...

I have to say that I am very troubled that we are considering expanding SBA's direct loan programs without ensuring internal controls agains...

I would urge you to analyze the direct lending provisions and its impact on smaller businesses before considering its implementation.