William M. Thomas: “Please, please, please. The 37 million uninsured are those that you said Government should support.”

What scared me was the first regulation coming out of Dodd-Frank was on the rating agencies, and they said they wouldn't do it and you guys blinked.

Yes, Dodd-Frank has become law. But as the Administration begins to move in the direction of regulations, you ought to bring them in and examine it again, because I think many of them overreach.

Community banks, basically when you move from that model of originate to hold to originate to sell, got pushed out of the home mortgage market pretty significantly.

I would say to her, it's OK to come forward, to come forward and to tell the truth in this case. The agony that these young men and their families have been put through, I simply cannot describe to you in words.